Romania

Personal finance app for Romania

Romania has zero dedicated personal finance apps. Every option on the market is US-centric, does not support RON properly, and cannot track Romanian VAT. Until now.

Built for Romania, not adapted

Most finance apps add RON support as an afterthought. Simple Money was built by a Romanian SRL with Romanian users as the primary market. This means RON is a first-class currency, VAT rates are built into transaction entry, and the app is available in Romanian.

Romanian-specific features

  • RON as default currency Romanian users get RON by default. No need to dig through settings to find your currency.

  • VAT tracking (19%, 9%, 5%) Mark transactions as VAT-eligible. Standard (19%), reduced (9%), and special (5%) rates built directly into the entry flow.

  • Romanian language Full Romanian translation. Every screen, every button, every notification in Romanian.

  • Multi-currency for RON + EUR Many Romanians work in EUR or travel frequently. Track both currencies with automatic exchange rate tracking.

  • GDPR compliant, EU-hosted Data stays in the EU. Full GDPR compliance. Data export and deletion on demand.

  • No bank connection Romanian banks are not supported by Plaid. Simple Money does not need Plaid. Manual entry works with every bank.

Financial planning tools

Beyond basic tracking, Simple Money includes the financial calculators that help you plan ahead:

Debt payoff calculator

Snowball and Avalanche strategies. See exactly when each debt will be paid off and how much interest you will save.

FIRE calculator

Calculate your financial independence number with real inflation adjustment. See when you could stop working if you choose to.

50/30/20 budget

Split your income into needs, wants, and savings. Track each category against your actual spending.

Pricing in RON

Free

0 RON

50 tx/month, 1 account

Premium Yearly

~395 RON

per year (EUR 79)

Founders Lifetime

~745 RON

one-time (EUR 149)

Prima aplicatie financiara din Romania

RON, TVA, limba romana. Premium complet 14 zile, fara card de credit.